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I find it fascinating that members of City Council right now want to put yet another zoning overlay in the city to prohibit new pawn and check cashing joints in Center City. The rationale is basically that pawn shops and check cashing joints shouldn’t be near casinos because … well, because.
Here in Philly, we’ve established that we are OK with the casino business model for two reasons: Individual freedom of people to gamble and for the fringe economic benefits of tourism. Still, our decisions have consequences.
One of these consequences is people pawning their shit to play chemin-de-fer.
Bizarrely, we as a city are perfectly OK with casinos but we’re going to disingenuously act like we don’t want people to sell their televisions to get cash to gamble at them? Hello, how the hell do you think the vice industry works, folks? It operates on human pain and misery. If you don’t like this, then you shouldn’t support casinos. It’s a side-effect of liberty. Deal with it.
If you do support casinos because of the truly profound economic boost it gives to your area or because a “friend” of yours wants to leverage people’s gambling addictions in order to buy a new house, you need to be OK with the side effects of casinos. And don’t think for a minute that there’s a “responsible” way to allow casinos in an area. Those quaint “Have a gambling problem?” PSAs alongside casino commercials really should be followed-up with “Call 1-800-IDGAF.”)
But it’s not even about that, really, that’s got me irritated about this overlay proposal. I’m mostly frustrated that folks with free checking accounts and direct deposit think their lily-white-ass experience with banks is reflective of everyone else’s. It isn’t.
Several years ago, I passed a bad check. While it was mortifying at the time, I shrugged it off as one of those things that occurs sometimes in life. To be sure, I set in motion a chain of events that created this situation. I didn’t ever intentionally bounce a check; but once it happened, and I had no money to rectify it, I was screwed.
This was another manifestation of my own substance-related problems at the time, and I was promptly evicted from my house as a result.
The law, rightfully, tut-tutted and humbugged at me. After all, engagement in American society means that we have codes of conduct, laws, that we must follow. Those of us who behave in an anti-social fashion jeopardize the entire house of cards for the rest of society.
I accept this, and it’s why I’ve changed my life.
Still, no matter what I do, no matter how much I adhere to honesty and ethics today, this bad check follows me around like an obsessed stalker. Just when I think it’s gone, it bounces back into my life and says, “I’m your number one fan,” as it takes a sledgehammer to my ankles, hobbling my ability to conduct business.
When I try to open a checking account, the banker’s face turns from excited over a new customer to dour, worrying that I’ll cause a scene. I don’t and simply walk out. After all, it’s not the banker’s fault his boss is allowed to raid the American economy but one bad check turns me into a leper.
So, I sheepishly walk out, my check in hand.
As a man, I become humiliated and despondent each time this process happens. Still, I deal with it. It’s life. I made a mistake years ago, and I need to recognize that.
Don’t get me wrong: I do not think that I have a constitutional right to free checking. I don’t even think I have constitutional right to access banks. I do, however, have a right to work an honest living for an equitable market rate and to access the fruits of my labors.
Here’s the other thing to keep in mind: Banks are under no real obligation to cash checks drawn on their accounts for non-account holders. Some of them even require you to have a credit or debit card in addition to your state issued ID to cash a check (for a fee, naturally). Now tell me: How the fuck are you supposed to have a card from a financial institution if you can’t get a checking account?
For me, I work around this by paying another bank for the courtesy of accessing a prepaid debit card system that, of course, charges me $5 to deposit money onto the card. Thanks, Democrats, for your lovely embrace of Wall Street over the past two decades. Assholes.
So, when I hear people say that folks shouldn’t have access to pawn shops or check cashing businesses or that we should limit the number of these establishments, I get irritated. People use these establishments to live. Literally millions of Americans do not have access to banks or credit to where they can easily cash personal or even payroll checks; and, the only access the working poor have to credit in this country is pawn.
It’s exactly why Senator Elizabeth Warren has proposed letting the post office get into the consumer banking industry. It sounds like a great idea; the last time I had to utilize outright check cashing, I paid over $20 to cash a $700 check.
Sure, I’m partly jealous that I don’t have access to banking like you do. But mostly I’m irritated that you’re not realizing that you’re privileged to have access to banks. There’s other ways to discourage questionable behavior besides limiting people’s access to credit and check cashing.
Let’s talk about stronger consumer protections, public banking options for people with checkered financial pasts, or anti-predatory lending laws. But to mollycoddle casino supporters with a kick in the shins to people who need to rely on these pawnshops and financial services is repugnant.
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With today’s current hardships in facing the Corona Virus pandemic, many Americans are left in dire need of cash. There’s a reason America’s most essential businesses include Financial Institutions and specifically, Pawn Shops, which allow people to get paid cash now for their assets of value.
Economic studies show, that the majority of citizens in America, and particularly Los Angeles, are left living paycheck to paycheck, which may revolve in an increase in demand for cash.
Our local Pawn Shop in Los Angeles is open during these hard times and ready to get you paid cash for many of your items at home. We have helped so many of our customers during this time, as we commonly hear the following concerns:
If you found yourself saying yes to any of the following questions, you may want to find the closest Pawn Shop to you. We are here and ready to get you paid at 2658 E Florence Ave, Huntington Park, CA 90255
For over 30 years, Goldex Pawn Shop & Gold Exchange has served Huntington park in Los Angeles, as Huntington Park’s largest Pawn Shop.
Our Google reviews tell our tale of endless customer satisfaction with over 450 5-Star Google Reviews.
We believe we are Los Angeles’s best pawn shop, that’s open 7 days a week.
We will pay you fast cash in Los Angeles for your items including gold and silver jewelry, designer handbags, luxury watches, electronics, and even your vehicle.
Come visit Los Angeles’s closest pawn shop near you to pawn your items and get paid cash in less than 5 minutes.
Here’s why we’re the best pawn shop near you:
Additionally, we are Los Angeles’s only Pawn Shop open that offers its customers a discount if they pay off their loan before their maturity date.
We also offer a $20 cash bonus to any customer that refers a new customer!
Gold Exchange Pawn Shop offers instant Cash loans in Los Angeles. Getting a cash loan is fast and simple and requires no credit check. Our collateral loans are based on the value of your items. We offer four month loans with competitive interest rates.
Our loan amounts range from as little as $20 and can go as high as $50,000 CASH! We loan money on anything of value.
Are you wondering “where to get cash near me?” Look no further, we will pay you cash to pawn your items at our local pawn shop.
We are ready to offer you a fast cash advance loan for any of the following items:
In order to receive a cash loan you must have an item of value for collateral. Generally most people have gold and silver jewelry stashed away in a jewelry box. It’s time to dust off that jewelry box and get cash for your gold jewelry. Did you know most people have hundreds maybe even thousands stashed in their jewelry box and are not aware of it? Because the price of gold is at record highs now is the perfect time to get extra cash to pay those outstanding bills you may have.
Pawn shop LA gives its customers choices on what they would like to do with their items of value. You can either get a collateral loan which means you will receive money in exchange for your item. You have four months to pay back the loan plus interest fee’s. Once the loan balance is paid, your item is returned. Pawning is your best option when you need fast cash but do not want to sell your property.
At Goldex, we strive to offer you the cash you need, on just about anything you own. Look below to see the items that our customers most frequently bring us, when looking to get a cash loan in Los Angeles.
Pawn Your Jewelry & Receive Cash Instantly
Pawn Your Designer Handbags & Receive Cash Instantly
Latest Styles & Past Seasons
Top Designers:
Pawn Your Electronics & Receive Cash Instantly
If your vehicle is paid off or almost paid you may qualify. The benefit of this service is you get the money you need without sacrificing the use of your car. Loans starting at $2,510 bad credit ok.
Our Pawn Shop in LA, Goldex, is in the business to loan out money today. You can have the money you need in 5 minutes.
Bring in your item of value. Our expert staff will evaluate your items and negotiate a fair loan. You will have exactly four months to repay your loan with a small interest fee. Once you pay back your loan you will receive your property back. In the event that you do not have the money to buy back your property in four months, you have the option of paying the interest fee and renewing your loan for an additional four months.
Please note in order to pawn an item you must have a valid Identification such as State ID, Drivers License, Passport, or Matricula Consular.
We make it easy for people to get a cash loan and the interest fee is minimal.
If you are in need of cash and live in Los Angeles, CA Gold Exchange is located approximately 5 miles EAST of South Los Angeles off Florence Ave.
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If you don’t see your item on our list please contact us we still may be able to loan you money. Call us directly at 323-588-0262 or fill out our pawn request form.